State Farm® Insurance Agent Adrian Howard

"Anytime I contact Adrain Howard's State Farm Insurance Agency and Liduvina Karim assists me it is always a great experience. She is very knowledgeable and helpful and also provides tips to make sure we are getting exactly what we are needing. She is also friendly and makes the phone calls fun and productive at the same time. I always appreciate her help."

"This concerns Liduvina Karim. In July 2025, she assisted me in getting a revised estimate of my home insurance renewal. I had asked what would be my premium if I installed Class-4 roof material. Liduvina researched and found that I was indeed eligible for substantial savings in my premiums based on upgrading my roof material. LC2"

"As many others have stated in their reviews, I was assisted by Liduvina with a quote to bundle my insurance and she did an absolutely amazing job. Beyond 5 Stars. It was more like talking to a friend than a State Farm employee. We were laughing throughout the conversation but she was still very personable, competent, and efficient. I was blown away by the eventual quote I was given. She is a true gem and a major asset to the office of the great agent Mr. Adrian Howard."

"My family has been working with Liduvina from Adrian Howard’s office for many years, and we look forward to continuing our relationship with her for as long as possible. In 2022, my brother contacted customer care to remove his 4WD truck from our family policy, as he was selling it to Toyota and starting his own State Farm policy. Unfortunately, customer care mistakenly removed the wrong truck from the policy. To be fair, the vehicles were nearly identical—same color, year, and model—the only difference being that his was 4WD and mine was 2WD. Recently, I was in a car accident that resulted in my truck being declared a total loss. When the total loss department reviewed the claim and noticed a mismatch in the VIN number, the claim was red-flagged, and I was informed that my vehicle wasn’t covered. I was devastated. I had worked so hard to pay off my truck, and now I was left with a total loss and no coverage—due to an error made by State Farm’s customer care team. That’s when Liduvina stepped in and went above and beyond to make things right. Proving that the customer care team had made a mistake took several days, but Liduvina never gave up. She consistently advocated for me, kept me informed throughout the entire process, and showed genuine care every step of the way. Her persistence, kindness, and determination kept me grounded during one of the most stressful experiences of my life. I am incredibly grateful to her. State Farm is lucky to have her! Thank you, Liduvina, for everything. You truly are the best."

"Work with Liduvina Karim. She is the best there is period!"

"Carmen was so helpful, she made it so much easier for me to go through all the process. My experience was super nice over here. I recommend visiting her if you have any problems with your insurance or are trying to get a new insurance, she’ll go above and beyond to help you out."

"Adrian and his team are amazing, had a wonderful experience and great communication. I will always choose this team for my services!"

"Very helpful and knowledgeable. Liduvina was awesome!!"

"Carmen Ivy has assisted me here at State Farm , really appreciate her help."

"Carmen Ivy is a great agent. She patiently understands all our questions and answer them with satisfied answers. Thank you for all your help"

"Carmen at the front desk was incredibly helpful, kind, and professional. She made the whole process smooth and easy, answering all my questions with a smile. It’s rare to find someone so patient and welcoming. Thank you, Carmen, for the great experience!"

"I spoke with Liduvina regarding my insurance and she was incredibly helpful and professional throughout the insurance process. She answered all my questions with patience and clear details, i Truly appreciate her support!"

"Adrian and his team always help me out. I've gotten better rates with them with my last 2 vehicles and they offer a lot of products and help me find discounts. I worked with Liduvina today and she was funny and very helpful! I like this team and will refer others as well"

"I’ve been a long time customer and recently had the opportunity to work with Carmen. She was able to resolve my multiple updates successfully!"

"I spoke with Liduvina regarding my insurance, and she was incredibly helpful and professional throughout the process. She answered all my questions with patience and made sure everything was taken care of efficiently. Truly appreciate her support!"

"I was assisted by Ms luduvina Karim. She resolved my problem and very helpful, I had very good experience with her"

"I was assisted by Ms luduvina Karim. She has not only resolved my matter but I had very good experience with her as a client . Keep it up Ms Karim."

"The customer service lady who picked the phone is so rude and unprofessional and hung the phone up on me."

"Adrian Howard and his team are both knowledgeable and personable! Having my policies with this office has been a seamless experience. Dealing with insurance is so much easier with this agent. Thank you Adrian Howard State Farm!"

"I am very pleased with Adrian and the services he has provided. He has been my State Farm Agent since 2000 and I cannot be more grateful! Thank you again to you and your team for providing excellent services. Y'all are the best!"

"I’ve had a fantastic experience with the Adrian Howard State Farm Agency for 20 years. From the start, Adrian and his team were incredibly knowledgeable, responsive, and genuinely helpful. They took the time to understand my insurance needs, explained all my options clearly, and never made me feel pressured. The customer service here is top-notch—whether it’s a quick question about a policy or a more involved claim process, they handle everything with professionalism and care. It’s clear they truly care about their clients and are committed to making sure we feel protected and informed. If you’re looking for an insurance agency that combines expertise with excellent customer service, I highly recommend Adrian Howard and his team."

"Liduvina’s knowledge and understanding helped me find the right coverage for me and my family. Thank you for your amazing customer service!"

"I needed to make some changes to my policy and Ludvina went above and beyond to help me get it done. She provided several options and answered all of my questions. She is an absolute gem. ❤️"

"Given my recent experience. Will be shopping elsewhere for my insurance needs. Lack is accountability and follow up is downright appalling Mr. Howard do better"

"Liduvina gave me the best quote I’ve ever got out of having car insurance… she understood the life of budgeting … she’s great at what she do"